DM Financial Services is part of the Octavian Partnership, which presently has 15 independent financial advisers with a wealth of experience in financial services.

Dean Meyer, the Principal of DM Financial Services, has always worked in the financial services industry. He worked for a major High Street Bank for 16 years and worked within the Business Banking Department for 5 years, where he obtained valuable experience of understanding small business needs.  

However, after becoming increasingly frustrated with the limitations of the Bank's procedures and products, he decided to set up his own Financial Services Company in 2004, and so even more understands the needs of his self employed clients!

During this time, he has concentrated on building a "Fee Based" regular review service, which provides complete transparency for the cost of the advice being given, and assures his clients that product recommendation is not biased towards product commission.

He explains that continuing to service his clients on a regular basis "is without doubt the main objective of my business plan for the coming years".

He adds, “In a world of call centres and increasing shortfalls of customer service, I pride my business on delivering what I promise- honest and professional advice. I believe that this is without doubt one of the main things that people look for when seeking any kind of service, especially financial advice”.

The following are an example of the services that he provides:

• Are you aware that you can now contribute 100% of your earnings to a pension without potentially having to pay a penny from you own pocket?!
• Are you aware that your company can potentially reduce its corporation tax bill by £1000's and help you fund your retirement?!
• If you have a pension, do you know how your fund has been performing? or what risk is attached to your plan?
• Do you own, or would you like to own your business premises? Are you aware of the tremendous tax advantages available within certain pension plans?

• Would your company be able to survive if you were seriously ill?
• Has your company got any key employees whom you are reliant on? - What would you do if they were off sick long term?
• Would you be able to afford to carry on paying your co director’s partner a share in the company's profit if he/she was to pass away?

• Do you always rely on your Bank?
• Do you know what rates other lenders offer?

• Are you aware of the flexibility that some lenders will provide?
• Do you know of the potential advantages of an offset mortgage?
• Do you know how multi funds and funds supermarkets work?
• Do you know how to save over £100k in inheritance tax without gifting your assets away?

To book a free one-hour consultation or even just to have an initial telephone conversation, please contact him on (01737) 218933, or email dmeyerfinserv@ntlworld.com

DM Financial Services is an appointed representative of LighthouseXpress Limited
which is authorised and regulated by the Financial Services Authority
Rydon House Pynes Hill Exeter EX2 5AZ